SilverScript Choice Medicare Part D Drug Plans
SilverScript Choice refers to a basic Alternative Medicare Part D prescription plan, which is offered by SilverScript as a standalone plan. Its main aim is to provide its members with a drug coverage plan if they are not registered in a drug plan under the Medicare plan that one has enrolled with. It has low premiums, and this makes it more enticing to its members.
It is estimated that over 5 million people have already signed up for the SilverScript family drug options. This is as a result of the benefits that have been realized by those who have used this drug prescription plan.
This article will help us understand more of the benefits that are bundled with the SilverScript plans.
SilverScript Part D Drug Plan
Before enrolling for SilverScript, it’s essential to know the types of drugs available. In this case, we have two drug plans, which are the choice and the plus plan. To know if the plan that meets your needs, you need to check on some of the factors that will contribute a lot to your choice. Some of these are the type of medications you will be taking and the frequency of use. It’s also important to know how much you will be paying from the pocket and even the annual deductibles. Once you get the answer to these critical issues, then you will be in a position to make an informed decision.
SilverScript Formulary 2021
While a formulary is divided into different tiers, it’s important to know the covered medications in every tier when you are shopping for the drug plan of choice. Each tier has a defined way that shows you how much you will be paying from your pocket, the type of medicines, and the drug categories that accompany it.
You can as well check from our site on the formulary, which will provide up to date information.
This is in terms of pricing and the available drugs at the time of enrolment. At times, you may find that Medicare does not cover for a specific medicine, but SilverScript, in such a case, will give an alternative medicine to take care of the doctor’s prescription.
These plans keep on changing from time to time. For instance, some medicines may be moved from one tier to another if deemed necessary. However, in case of any change, you will be informed in advance so that you can be able to plan yourself .
SilverScript Choice
This is an excellent plan with extensive drug coverage. It provides for as little as $0 deductibles for the medications that are in tier 1 and 2. You will also enjoy the delivery of your Tiers 1, 2, and 3 prescriptions at your doorstep. The good thing with a choice plan is that the highest percentage of pharmacies in the United States accept the choice drug plan.
SilverScript Plus
With the SilverScript Plus plan, you will be entitled to a $0 deductible on all medications in all the tiers. Besides, the medicines will also be delivered to you at no additional cost. Plus plan has more drug coverage too when compared to the choice plan.
These are the two main plans you can get under the SilverScript plan. But before enrolling for the plan, there are other considerations that any senior should look out for and ensure that you will have a peaceful year.
One of them is the SilverScript Pharmacies. In the U.S, more than 65,000 pharmacies accept SilverScript plans. This makes it better in terms of network coverage and the availability of medicines with ease. Most of the popular pharmacies include Walmart, CVS, Wegmans, Walgreens, and many more. Besides these, most of the local pharmacies also accept the SilverScript plans.
It’s also worth considering the SilverScript Preferred pharmacies, of which the available ones are more than 23,000. Among them are the CVS, Walmart, Kroger and also the Publix.
SilverScript Mail order Services is another option that you need to consider when looking for a good plan. This plan enables your medications to be delivered where you are, whether at home and work, making it more convenient for you to access drugs in good time.
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SilverScript Drug Prices
Drug prices can make or break your budget, and that is why it is important to consider your budget before enrolling for one. SilverScript is divided into five tiers when it comes to the pricing of the drugs to enable you to make an informed decision.
The first one is the Preferred generics, which has the lowest price with copays of $0.
We have the Generic as the top second, and its pricing is between $1-$2.
The next one is the Preferred Brand Prescriptions, that contain the non-preferred generics and preferred brand drugs.
The fourth is the Non-preferred drug, and we have the last as the Specialty Medications, which has the highest cost with both brand and generic drugs.
SilverScript Plus
This is a valuable online portal that is accessed through Caremark to help one access the pharmacy’s benefits such as the current prescriptions, status of your orders, checking the drug coverage, and much more information about your coverage.
Any good plan will have positive reviews from customers who have previously used it. SilverScript reviews have a rating of 4 stars, which is an excellent score in terms of performance and quality. Their Customer service is not questionable too.
Frequently Asked SilverScript Questions
Who owns SilverScript?
It’s owned by CVS, which is a significant owner of several other companies like the CVS pharmacy, Aetna, and CVS Caremark.
How much will SilverScript cost?
This depends on the tier you decide to pick from, but the annual deductible is about $435 and $0 premium on tier 1 drug copays. This, however, depends on the area where you live.
What is stage 1, 2, and 3 in SilverScript coverage?
These are the stages of drug coverage under SilverScript, whereby stage 1 is the deductible stage where you pay full for your medications till you reach the deductible amount.
Stage 2 refers to the initial coverage stage where one is required to pay for coinsurance or a copayment to access your medications.
Stage 3 is the Coverage Gap Stage, well known as the donut hole. In this stage, one is required to pay most of the prescription until you reach the maximum limit of $6,350. This is where you now enter the catastrophic stage.
Which Extra Help prescription plan is better, Aetna, or SilverScript?
Any of these companies, in terms of pricing, should not go beyond $3.60 for generic medicines and $8.95 for brand name drugs. This is the price that you can work with as you look forward to 2021.
Enrolling for a SilverScript plan is easy. It only requires you to have your Medicare I.D card. You can also enroll in using their online portal, which takes a few minutes.
We can also support in any area you may be stuck in, and help to track the progress of your plan. Call us today, and we will be able to help.
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